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    Realizing Health Reform’s Potential Early Implementation of Pre-Existing Condition Insurance Plans: Providing an Interim Safety Net for the Uninsurable

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    Hall J Major Publication Early Implementation of Pre-Existing Condition Insurance Plans.pdf (552.0Kb)
    Issue Date
    2011-06
    Author
    Hall, Jean P.
    Moore, Janice M.
    Publisher
    The Commonwealth Fund
    Type
    Article
    Article Version
    Scholarly/refereed, publisher version
    Published Version
    http://www.commonwealthfund.org/~/media/files/publications/issue-brief/2011/jun/1509_hall_early_implementation_pcip_613_v2.pdf
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    Abstract
    The Pre-Existing Condition Insurance Plan (PCIP) is a temporary program implemented under the Patient Protection and Affordable Care Act to make health insurance coverage available to uninsured individuals with preexisting conditions until 2014, when exchange-based health insurance becomes available to all. The PCIP program began enrolling applicants in July 2010. This issue brief examines enrollment trends, early changes to plan structures and premiums, and estimates of out-of-pocket costs by utilization pattern and type of plan. It also provides information about the age and medical conditions of early PCIP enrollees. Although PCIP enrollment has been lower than expected due to affordability issues, a lack of public awareness, and the requirement that applicants be uninsured for six months, the plans are nonetheless playing an important role in making coverage available to otherwise uninsurable Americans with preexisting conditions.
    URI
    http://hdl.handle.net/1808/16660
    Collections
    • Center for Research on Learning Scholarly Works [125]
    • Institute for Health and Disability Policy Studies [12]

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    Contact KU ScholarWorks
    785-864-8983
    KU Libraries
    1425 Jayhawk Blvd
    Lawrence, KS 66045
    785-864-8983

    KU Libraries
    1425 Jayhawk Blvd
    Lawrence, KS 66045
    Image Credits
     

     

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