Interstate Banking: A review of Research Literature

Abstract

The Institute for Public Policy and Business Research initiated a literature review of research on the effects of the removal of geographic banking restrictions in order to investigate the possible impact of interstate banking legislation on the Kansas economy. A search for current and relevant research literature was undertaken and determined the major issues and findings outlined in empirical studies. This executive summary provides an overview of the key conclusions reached from available evidence.

The structure of the paper focuses on the present banking structure in Kansas, national interstate banking activity, arguments made against interstate banking, and benefits derived from interstate banking. Because the majority of research has explored opposition to interstate banking, the greater part of the paper offers the results of research which addresses those concerns.